Harmoney
  • About Us
    • Contact
    • Help centre
    • Awards & Recognition
    • Leadership Team
    • Directors
    • Careers
  • Personal Loans
    • Debt Consolidation
    • Home Improvements
    • Holiday Loans
    • Wedding Loan
    • Medical Loan
    • Education Loan
    • Car Loan
    • Business Loan
    • Borrow More
  • Investor Centre
    • Home
    • ASX Announcements
    • Updates
    • Governance
APPLY NOW
SIGN IN
Harmoney
0800 427 666
APPLY NOW
SIGN IN
  • All Posts
  • Credit Score
  • Debt Consolidation
  • Eligibility and Application
  • Home Renovations

Eligibility and application

Harmoney
Harmoney
2 min read
Share Post

Share Post

Link copied!

What are the Eligibility Criteria for a Personal Loan with Harmoney?

Applying for a personal loan can be a big step, and the first question many people have is
Harmoney
Harmoney
2 min read
Share Post

Share Post

Link copied!

What are the Eligibility Criteria for a Personal Loan with Harmoney?

Applying for a personal loan can be a big step, and the first question many people have is
Harmoney
Harmoney
2 min read
Share Post

Share Post

Link copied!

What happens after my personal loan is approved?

Your Harmoney loan is approved—what's next? Learn the simple steps to sign your
Harmoney
Harmoney
1 min read
Share Post

Share Post

Link copied!

When can I expect the funds to be in my bank account after approval?

Get fast funding with Harmoney. After approval and signing, your loan is typically
Harmoney
Harmoney
2 min read
Share Post

Share Post

Link copied!

How Long Does It Take to Get a Personal Loan Approved with Harmoney?

Get your Harmoney personal loan approved fast. Our 100% online process provides an
Harmoney
Harmoney
3 min read
Share Post

Share Post

Link copied!

How to Apply for an Unsecured Personal Loan in New Zealand

pplying for an unsecured personal loan can be a straightforward process,
Harmoney
Harmoney
1 min read
Share Post

Share Post

Link copied!

What Documents Do I Need to Provide When Applying for a Personal Loan?

Find out what documents you need to provide when applying for a personal loan with
Harmoney
Harmoney
2 min read
Share Post

Share Post

Link copied!

Can I Apply for a Personal Loan If I Am Self-Employed or Have an Irregular Income?

This is a very common question, and the answer is: yes, you can. While traditional lenders may find
Harmoney
  • PERSONAL LOANS
    • Personal loan
    • Debt Consolidation
    • Home Improvements
    • Wedding loans
    • Secured Car loans
    • Holiday loans
    • Medical Expenses
    • Business loans
  • KEY INFORMATION
    • Interest rates and fees
    • Borrow More/ Top Up
    • FAQs
    • Unforeseen financial hardship
  • TOOLS AND RESOURCES
    • Personal loans calculator
    • Start Now Blog
    • Help centre
    • Interest rates and fees
    • Safety & Security
    • MoneyTalks - Your free financial helpline
    • Sorted
  • COMPANY
    • About us
    • Leadership Team
    • Directors
    • Investor centre
    • Contact us
  • LEGAL
    • All terms
    • Customer Service Terms
    • Privacy Policy
    • Loan Contract Terms
    • Unforeseen Financial Hardship
    • Cancellation

Harmoney Services Limited (FSP593769) is registered under the Financial Service Providers (Registration and Dispute Resolution) Act 2008.

 

By using this website, you are deemed to accept our Customer Service Terms.  

Location
 

Level 3, 110 Customs Street West, Auckland CBD, Auckland 1010

 
Contact

customerservice@harmoney.co.nz

0800 427 666 (0800 HARMONEY)

Terms and conditions

 

1. Loan terms subject to availability.

 

Subject to approval. Harmoney’s interest rates are offered based on the individual borrower’s credit assessment according to Harmoney’s credit scorecard. In order to be approved you must meet Harmoney’s credit criteria and responsible lending requirements. Fees, charges, terms and conditions apply.

 

2. You are protected by responsible lending laws. Because of these protections, the recommendations given to you about personal loans are not regulated financial advice. This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed.


Copyright © 2025. All rights reserved.

 

This website is provided for general information purposes only, and does not take your individual circumstances and financial situation into account. It is not intended to constitute legal or financial advice.