Legal
Latest
Borrower
This section provides essential legal documents and terms specifically relevant to our borrowers. Here you will find direct links to your Loan Contract and other crucial agreements that form part of your loan terms. Please review these documents carefully as they outline your rights and obligations as a borrower.
General
This section contains our broader legal policies and terms that apply to all users and general interactions with Harmoney. These documents aim to provide transparency regarding our operational procedures and your overall engagement with our services.
Archived Agreements
Borrower
Loan Contract
Here, you'll find previous versions of our loan agreements, provided for your reference and historical record. Please note that these documents are for informational purposes only and may not reflect the terms of your current or active loan. Always refer to your specific loan agreement for the applicable terms and conditions.
Effective from August 2021 to November 2021
Effective from March 2021 to August 2021
Effective from December 2020 to March 2021
Effective from September 2020 to December 2020
Effective from June 2019 to September 2020
With Payment Protect - Effective from June 2019 to September 2020
Effective from December 2018 to June 2019
Effective from May 2018 to December 2018
Effective from October 2017 to May 2018
Effective from September 2016 to October 2017
Effective from December 2015 to September 2016
Effective from June 2015 to December 2015
Effective from October 2014 to June 2015
Effective from September 2014 to October 2014
Effective from September 2014 to September 2014
Payment Protect
Harmoney is no longer offering loans with Payment Protect as of 1 April 2020.
Loans taken out with Payment Protect attached before 1 April 2020 will not be affected.
Privacy policy
Browse our collection of past Privacy Policies for historical reference. These documents outline our data practices during specific periods and are not our current Privacy Policy.
Effective from April 2021 to May 2022
Effective from September 2020 to April 2021
Effective from January 2020 to September 2020
Effective from September 2019 to January 2020
Effective from May 2019 to September 2019
Effective from May 2018 to May 2019
Effective from August 2016 to May 2018
Effective from August 2015 to August 2016
Effective from August 2014 to August 2015
Effective from July 2014 to August 2014
Other
This section offers a concise archive of past legal documents and terms for historical reference. Here you'll find previous versions of Customer Service Terms, Website Terms of Use, and our Peer to Peer Lending Archive. These documents provide insight into our evolving legal frameworks over time.